Prep your tray: Line a baking sheet or large plate with parchment paper. Make space in your freezer so it can lay flat.
Slice the bananas: Cut bananas into 1/2-inch rounds.
You want them thick enough to hold peanut butter without breaking.
Make the sandwiches: Spread a small dollop of peanut butter on half the banana rounds. Top with the remaining rounds to make mini sandwiches. Place them on the lined tray.
Freeze briefly: Freeze the banana sandwiches for 20–30 minutes.
This helps them stay firm for dipping.
Melt the chocolate: In a microwave-safe bowl, melt chocolate chips with coconut oil in 20–30 second bursts, stirring between each, until smooth. Or melt over a double boiler.
Dip the bites: Using a fork or toothpick, dip each sandwich halfway (or fully) into the melted chocolate. Let excess drip off.
Add toppings: While the chocolate is still wet, sprinkle with chopped nuts, mini chips, cacao nibs, or a tiny pinch of flaky salt.
Final freeze: Return dipped bites to the tray and freeze for 1–2 hours, until the chocolate is set and the centers are firm.
Serve: Enjoy straight from the freezer, or let them sit for 3–5 minutes for a softer bite.